Tag Archives: homes for heroes

Best 4th of July Fireworks in DFW

Parades. Picnics. Pool Parties. BBQ. Pie. FIREWORKS! No Fourth of July is complete without lying on a blanket under the stars watching brilliant explosions of color light up the summer night sky! The Dallas-Fort Worth Metroplex is one of the best places to watch fireworks in honor of our country’s independence. There are a multitude of cities putting on fantastic evening festivities over the Fourth of July weekend, ending with dynamite fireworks shows. Below are just a few of the amazing 4th of July fireworks options you have to choose from in DFW!

Have a safe and fun Fourth of July from all of us at DFW Realty by Design!

Contact expert DFW Realtor – Angelina Cook
Call: 817.217.7779
Email: angelina@dfwrbd.com
Website: http://www.dfwrbd.com
Facebook: https://www.facebook.com/dfwrbd


Strong Seller’s Market in DFW

It’s a perfect storm for a strong seller’s market in the Dallas/Arlington/Ft. Worth area. North Texas home prices are up 12% from last year. Housing inventory is currently very low in the DFW area, thus driving up the prices for sellers. Even better for sellers, most homeowners have a great deal more equity in their homes than they thought due to the North Texas market surge over the past several years.

If you have been thinking about selling your home, now is the time! April is historically a busy month for real estate, as many people choose Spring to put their home on the market. Even though DFW housing inventory is low, there’s no telling how much the market will be flooded with homes in April and May. If you are looking to make a huge profit on the sale of your home, don’t wait – now is your opportunity. The market is extremely hot right now and sellers have the upper hand.

If you want to take advantage of this strong seller’s market, expert North Texas realtor, Angelina Cook with DFW Realty by Design, is ready to get your home sold! Contact Angelina today to get in while DFW is one of the top housing markets in the U.S.

Contact: Angelina Cook

Ph: 817.217.7779

Email: angelina@dfwrbd.com

Facebook: DFW Realty by Design

Owner Financing – Is it the right decision for you?

If you are on the house hunt, you may have come across a home for sale listed as ‘Owner Financed’. Here’s a quick guide to see if it is a good fit for you as a buyer or seller!

1. What is Owner Financing?

When the buyer finances the purchase of the house (minus the down payment) through the seller. Basically, the seller gives the buyer the loan on the home, instead of a conventional lender, such as a bank.

2. How is the loan paid?

The buyer and seller agree on the loan terms: interest rate, monthly payment amount, length of loan (usually short, 3-10 years), and consequences of default. Often, there is a balloon payment – an oversized payment due at the end of the mortgage.

3. How much is the down payment?

Amounts will vary (up to 30% or more), but most owner financing sellers will want a significant amount down to protect their equity. If a buyer is willing to put a hefty amount down up front, it gives the seller more confidence that the buyer is unlikely to go into foreclosure.

4. What are the different types of Owner Financing?

Land contracts;

Promissory notes and mortgage: all-inclusive mortgage, junior mortgage;

Lease purchase agreements

5. Why is Owner Financing good for a buyer?

A buyer does not need to go through the difficult qualification process of a conventional lender; although most sellers will at least do a credit check. The flexibility of designing your own payment plan that fits your needs is very appealing to most buyers. Little to no closing costs is one of the biggest perks, as there are none of the fees that go along with a lending institution. In addition, change of possession of the home usually occurs faster since the seller and buyer can schedule their own closing date.

6. Why is Owner Financing good for a seller?

A seller receives a nice monthly income by serving as the lender. Sellers have the opportunity to make money on a current investment as the interest rate is usually higher for owner financing than traditional financing. A seller can ask for a higher interest rate than a traditional lender depending on the market and the popularity of the home (i.e. if traditional interest rates are 4%, a seller could ask for 6-10%). Since owner financing is rare, these homes tend to sell pretty fast because they stand out. The seller can often get full asking price when selling with owner financing. A seller will receive a tax break compared to a traditional home sale because you only have to report the income received per year. It is also a great opportunity to get a buyer in your property faster as the buyer can take advantage of the flexibility of owner financing while they work with a lender to determine what they need to do to obtain traditional financing before the balloon payment is due.

If you are looking to buy or sell an Owner Financed property, expert realtor Angelina Cook with DFW Realty by Design is at your service! Contact her today to take advantage of this unique way to buy or sell your home.

Contact: Angelina Cook

Ph: 817.217.7779

Email: angelina@dfwrbd.com

Facebook: DFW Realty by Design

For Sale: Wonderful 3/2 Arlington Home Near Clarence Foster Park

Looking for a great 3 bedroom, 2 bathroom, 2,021 sq.ft. home right next to a gorgeous park with trails, BBQ grill, play structure and circuit training equipment? Look no further. This is the perfect property for your family to enjoy beautiful North Texas!

Fabulous floor plan in a long culdesac just steps away from the newly renovated Clarence Foster Park in Arlington, Texas. Split bedrooms, brand new master shower, recently updated guest bath, sink in utility and a graciously sized kitchen are just some of the features this home offers its new owner! Seller is offering update allowance with acceptable offer. This is an AWESOME opportunity to get into a very sought after neighborhood and choose all your own updates!

Don’t miss out on this beautiful home in a fantastic location! Contact Angelina Cook with DFW Realty by Design, today!

Contact: Angelina Cook

Ph: 817.217.7779

Email: angelina@dfwrbd.com

Facebook: DFW Realty by Design

The Duplex Investment

Are you ready for an investment that does all the work for you? Investing in a duplex (a house or building with separate entrances and living spaces for two separate tenants) is a keen financial move for just about any stage of your life. Here are some reasons why:

  • Affordability: Most duplexes are less expensive than a single family home with comparable square footage, and number of beds/baths.
  • Profitability: You can always choose to rent out one side of the duplex to get a constant cash flow while you live in the other unit and have the comfort and perks of living in your own home. Even better, if/when you move on to purchase your next home, you can keep the duplex as a permanent rental property and reap those profits for years to come.
  • Caring for Family Members: If you have an aging or ill relative that needs a caretaker living with them or nearby, a duplex offers the perfect set-up. With your relative in one unit and you in the other, you have immediate access to your family member while still preserving your personal space. What’s more, both parties can feel like they are living in their own home, which gives many people great peace of mind.
  • Achieve Faster Home Equity: According to Duplex.net, “If the goal is to earn home equity then living on one side and renting the other side provides you with the ability to make double mortgage payments each month effectively halving your mortgage term. This reduces the interest paid and accelerates your home equity which can be borrowed against if needed”(http://blog.duplex.net/duplex-homes-5-reasons-to-buy-a-duplex/).

Think you’re ready to take the plunge into the world of duplexes/triplexes/etc.? Now is a great time to buy in North Texas! Currently, there are numerous duplex options for sale at fantastic prices in the Dallas/Fort Worth area. If you are interested in investing in a duplex, DFW Realty by Design is here to help you on your journey. Our real estate expert, Angelina Cook, has many stellar properties that could be the start of your long future of duplex investment profits.

Contact Angelina Cook

Email: Angelina@dfwrbd.com

Ph: 817.217.7779

Website: http://www.dfwrbd.com

Facebook: DFW Realty by Design

Beautiful 3 Bedroom 2 Bath Saginaw Home Just Listed

856 Santa Fe Drive, Saginaw, TX 76131

WOW!! Updates galore in this gently loved 3 bedroom 2 bath Saginaw home! Pride of ownership abounds in the details both inside and out. Huge corner lot, new stainless steel appliances, professional paint job completed in tasteful and desirable hues, new fixtures throughout, gas logs in gas fireplace, water filtration system in kitchen, and so much more! Eligible for Homes for Heroes buyers! Ask me how!  For more pictures and information please view the listing.

Homes For Heroes

HeroesI recently became a Real Estate Agent affiliate with a national program called Homes for Heroes®.

Homes for Heroes is an organization that was formed after the tragic events of 9/11 as a way say “Thank You” to the heroes of our nation. It is an organization that gives back to our local heroes who include, but are not limited to: Military personnel, Police/Peace Officers, Firefighters, First Responders, Teachers, and Health Care Workers.

This program allows me to give back to our local community heroes by giving them discounts and rebates when they buy or sell with me and/or an affiliated lender. We also have other real estate related businesses that are willing to give back to our local heroes, creating a well rounded savings package for our community heroes that continues to give back to them, even after they close. These businesses include insurance companies, home inspectors, pest inspectors, title companies, stagers, contractors and others.

Why am I telling you this? Because Homes for Heroes is available to our local heroes anywhere in the United States and you may be a hero, or know of a hero, that would benefit from this program.

This program does not stop at giving back when our heroes utilize our services. We also offer the Homes for Heroes Foundation®. The Homes for Heroes Foundation is a public charity exempt from federal income tax under Section 501(c)(3) of the Internal Revenue Code. Its mission is to provide or coordinate financial assistance and housing resources to our Nation’s Heroes such as Military personnel, Police/Peace Officers, Firefighter and First Responders who demonstrate neediness.

To sign up, or for more information about Homes for Heroes (or the Foundation), log onto www.HomesForHeroes.com or contact me at 817-217-7779 or email angelina@dfwrbd.com or website: https://www.homesforheroes.com/affiliate/angelina-cook .  Also – here are some FAQ’s.

Angelina Cook

Angelina Cook Homes For Heroes Affiliate

Homes For Heroes Thank You